Subleasing part of your gym space can be a smart move—giving your members access to more services without having to expand your own offerings. But without the right protection, it could also leave you tangled in someone else’s liability.

Here’s how to avoid it.

Make Sure You’re Not Covering Someone Else’s Risks

If you’re renting space to a massage therapist, chiropractor, acupuncturist, or nutritionist, that’s no problem. AGuard is fully supportive of gym owners maximizing their space like this. But when you sublease, you shouldn’t be responsible for anything that happens under their watch.

The fix is simple: require an Additional Insured Certificate.

When you bring in a subtenant, they need to issue you an insurance certificate that lists your gym’s corporation or LLC as the additional insured and certificate holder. That way, if something goes wrong—like a client slipping, getting injured, or filing a lawsuit—their insurance is the one stepping in, not yours.

It’s Easy and It’s Essential

Getting this certificate is easy for them to do and gives you major peace of mind.
Think of it like a protective shield. It keeps your gym’s policy focused on your operations, while any issues from your subtenants stay on their side of the fence.

Subleasing should be a win-win. Putting the right paperwork in place makes sure it stays that way.