Let’s talk about the most stressful line item in your budget—your lease. It’s your biggest monthly expense, and unfortunately, your landlord can quickly become your biggest liability too.

If your lease requires them to be listed as an “additional insured” on your insurance policy (and most do), missing that one detail can expose you to legal chaos if anything ever goes wrong inside your gym.

Why Landlords Get Dragged Into Lawsuits

Here’s the ugly truth: when a member gets injured and decides to sue, lawyers are looking for as many pockets as possible to go after. That includes you—and your landlord.

Even if the incident had nothing to do with the property itself, if your landlord isn’t properly listed on your insurance policy, they can be sued, and the legal costs could come back on you.

What “Additional Insured” Actually Means

It’s not just a technicality. Listing your landlord as an additional insured means they get:

• • Legal defense if they’re brought into a lawsuit
  • Coverage under your policy for liability arising from your operations

• Peace of mind (and fewer headaches for you)

AGuard Handles It All—So You Stay Protected

We’ve seen it too many times: gym owners scrambling after the fact to fix insurance docs when it’s already too late. At AGuard, we build your coverage around your lease agreement from the jump. 

That means your landlord is listed correctly, your bases are covered, and your lease stays intact—even if the legal storm hits.

👉 Don’t let one missing certificate put your lease (or your business) at risk. We’ve got your back.